Pay less for your car.

Pacecar works to save you money on your loan, insurance and repair costs.

(It's free.)

Save money across the three major car expense categories.


Tell us about yourself and your car.

Give us a little bit of info on you and your car (should only take a minute.)

Get multiple offers, for free!

We check with multiple lenders to make sure you qualify and get the best deal with no impact to your credit score.

Compare, save and monitor.

Select the offer that works for you, or wait and we'll keep looking.

Save money with zero cost to you.

We’re all about helping you save money, that’s why with Pacecar you’ll never pay a fee. Most people find meaningful savings when they refinance.


Compare offers

Pacecar works with leading auto lenders and insurance carriers to bring you multiple offers. We help you find the best deals in one convenient place.

Zero cost to you

Pacecar is free. We believe consumers should never pay more than they have to for their car. We have your back.

Real savings

When you combine the benefits of a better finance rate and lower insurance costs, the annual savings really add up!

Our trusted partners

Security and support you can trust

Pacecar only conducts soft credit inquiries that won't hurt your score.

Your information is secure. We don't share it with anyone without your consent.

We are a free service. You won't be charged to save money with Pacecar.