Pay less for your car.

LOWER MY PAYMENT (It's fast & free.)
MONTHLY
SAVINGS
$74 /MO
ANNUAL
SAVINGS
$888 /YR
INTEREST
RATES
30% LOWER

Based on averages from TransUnion Credit Data Q1 2020, Experian State of the Automotive Finance Market Q2 2020.

1
APPLY IN MINUTES

Tell us a little about you and your car and we will get to work finding you customized offers that will save you money.

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2
VIEW MULTIPLE FREE OFFERS

We’ve partnered with multiple lenders to show you great offers without impacting your credit score.

Find my rate

2
VIEW MULTIPLE FREE OFFERS

We’ve partnered with multiple lenders to show you great offers without impacting your credit score.

Find my rate


3
COMPARE, SAVE AND MONITOR

Select an offer that you love and start saving today!

Check my eligibility

Refinance Savings Calculator

Want to reduce your monthly payment? Enter your details and we’ll show you your estimated savings when you refinance.

CURRENT LOAN
$25,500
$568


REFINANCE LOAN
700
60
YOUR ESTIMATED SAVINGS

CURRENT MONTHLY PAYMENT

ESTIMATED NEW PAYMENT

ESTIMATED SAVINGS

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This is an estimate based on the average rate for the selected credit score. Your actual offer may vary based on additional information.

Security and support you can trust

Pacecar only conducts soft credit inquiries that won't hurt your score.

Your information is securely encrypted. We don't share it with anyone without your consent.

We are a free service. You won't be charged to save money with Pacecar.